Star Saving and Credit Co-operative invites applications from qualified candidates for following position.
Job Position: Junior Loan Officer
No. of vacancy: 1
Job Location: Lalitpur
Salary: NRs. 10,000 - 14,000
Deadline to apply: Jun 02, 2013
Educational Description
- Must be Bachelor in Management faculty.
Job Specification
- Strong effective communicator
- Highly developed, demonstrated teamwork skills
Job Description
- Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
- Meet with applicants to obtain information for loan applications and to answer questions about the process.
- Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
- Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
- Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
- Review and update credit and loan file.
- Handle customer complaints and take appropriate action to resolve them.
- Negotiate payment arrangements with customers who have delinquent loans.
- Supervise loan personnel.
- Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
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